What is Direct Primary Care?
A better way to do healthcare — simple, affordable, and personal
Direct Primary Care (DPC) is a healthcare model that removes insurance companies from the equation for your primary care needs. Instead of copays, deductibles, and surprise bills, you pay your doctor a simple monthly membership fee — typically between $50 and $200 per month.
Think of it like a gym membership, but for your doctor. Your monthly fee covers unlimited office visits, extended appointments, and often includes basic lab work, minor procedures, and 24/7 access to your physician.
How DPC Works
Choose a DPC Doctor
Browse DPC practices in your area. Compare pricing, services, and doctor profiles to find the right fit.
Pay a Monthly Fee
Enroll and pay a flat monthly membership. No hidden fees. Most practices accept HSA funds for payment.
Get Unlimited Care
Visit your doctor as often as needed. Enjoy same-day appointments, longer visits, and 24/7 access via phone or text.
DPC vs. Traditional Primary Care
| Feature | DPC | Traditional |
|---|---|---|
| Monthly cost | $50-200/mo | $0 + copays + deductible |
| Appointment wait | Same day | 2-4 weeks |
| Visit length | 30-60 min | 7-15 min |
| Patients per doctor | 400-600 | 2,000-3,000 |
| 24/7 doctor access | ||
| Surprise bills | ||
| Insurance required | ||
| HSA compatible |
Frequently Asked Questions
Do I still need health insurance with DPC?
DPC covers your primary care needs, but it is not a replacement for health insurance. You should still have a health insurance plan (or a health share) for specialists, hospitalizations, emergencies, and prescriptions. Many DPC patients pair their membership with a high-deductible health plan (HDHP) and HSA.
How much does DPC cost?
Most DPC memberships range from $50 to $200 per month for individuals. Family plans are typically $150 to $500 per month. Some practices charge a one-time enrollment fee. Many include basic lab work and minor procedures in the membership.
Can I use my HSA to pay for DPC?
Yes! As of January 2026, DPC memberships qualify as eligible HSA expenses. This means you can pay for your DPC membership with tax-free dollars from your Health Savings Account.
What services are included in a DPC membership?
Most DPC practices include unlimited office visits, annual physicals, preventive care, chronic disease management, basic lab work, and 24/7 access to your doctor. Some also include minor procedures, mental health support, and telemedicine visits.
How is DPC different from concierge medicine?
Both models offer personalized care, but DPC practices do not bill insurance at all — your monthly fee covers everything. Concierge medicine typically charges a retainer fee on top of insurance billing. DPC tends to be more affordable as a result.
Learn More About DPC
How Much Does DPC Cost?
Compare DPC pricing for individuals, couples, and families.
Can You Use an HSA for DPC?
Learn how the 2026 HSA rule change makes DPC even more affordable.
DPC vs. Concierge Medicine
See the key differences in cost, billing, and accessibility.
DPC vs. Traditional Insurance
Compare costs, wait times, and the overall care experience.